July 7 (Reuters) – Short-video sharing app TikTok on Wednesday launched a pilot program that lets users upload video resumes for U.S.-based jobs ranging from a WWE Superstar to a senior data engineer at Shopify or a creative producer at TikTok itself.

Accident-related lawsuits against cities and settlements have risen alongside cyber attacks and natural disasters, both domestically and globally, even as bond yields have slid, resulting in more stringent underwriting standards and higher premiums around the world.

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Although J&S is not unique to municipal policies, the perception of governments as deep-pocketed has driven outsized payouts, said Pete Karageorgos, consumer and industry relations director at the Insurance Bureau of Canada.

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While the bigger tax bases help, that benefit is “consumed by the cost to service” the growth, said Sandra Zwiers, director of finance for the County of Essex, about 350 kilometers southwest of downtown Toronto, which has received an influx of residents from around the city.

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“The municipality can still go after the other defendant if they pay more than their proportionate share.” ($1 = 1.2468 Canadian dollars) (Reporting by Nichola Saminather in Toronto Editing by Denny Thomas and Matthew Lewis)

While cities elsewhere, including in the United States, have also faced higher costs, there has been an outsized impact on Canadian municipalities due to a small pool of insurers, smaller populations and the legal requirement for municipalities to have joint and several liability (J&S) coverage, according to DBRS Morningstar.