While cities elsewhere, including in the United States, have also faced higher costs, there has been an outsized impact on Canadian municipalities due to a small pool of insurers, smaller populations and the legal requirement for municipalities to have joint and several liability (J&S) coverage, according to DBRS Morningstar.

The 444 municipalities in Ontario, Canada’s most populous province, would face a combined revenue shortfall of about C$2.4 billion ($1.9 billion) due to the pandemic, Ontario’s Financial Accountability Office said website in December.

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Larger cities facing steep declines in transit fees had the biggest hit to revenues, but many smaller municipalities have faced big cost challenges, as many families, taking advantage of what appears to be a permanent shift to working from home, at least part-time, have fled large cities for smaller towns in search of more space and affordable housing.

I adore studying the views of the writer Seth Godin. In a recent blogpost of his, he spoke about extending our internal narrative. He explained that each early morning most of us get up with the same attitude we had from the working day before. We increase with the same biases, hatreds, viewpoints – so that today turns into absolutely nothing much more than an extension of yesterday. Like the film Groundhog Day – each day looks like each other day. Our narrative stays the same. We don’t grow and learn – we don’t improve. We get stuck. And we get through so numerous of our days without at any time realizing when 1 day stopped and another began.

Just south of Palma, but close enough to enjoy day trips to explore Majorca’s fascinating capital, Hotel de Mar Gran Melia is a five-star hotel with designer rooms that have balconies facing the sea. There are two pools, a spa and a high-class restaurant with a seven-course tasting menu.

“The preparation during the last two months had become very difficult for reasons beyond the team’s control, but we were excited and knew that I would… (be in) the best possible shape for the Olympics.

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The next time you’re headed to the park to play a game of ball, forget about the ball. A new startup called Zyro wants to replace tennis balls, soccer balls, hockey pucks and frisbees with a special aerial drone designed for sports and multiplayer gaming.

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