“Underwriters only have a certain amount of premium dollars,” said David Richards, chief executive of specialty insurance brokerage EQUA Specialty Risk Partners Corporation. “If they’re historically losing money on municipal insurance … then capacity shrinks. As a result, they focus on where they can make money.”
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Larger cities facing steep declines in transit fees had the biggest hit to revenues, but many smaller municipalities have faced big cost challenges, as many families, taking advantage of what appears to be a permanent shift to working from home, at least part-time, have fled large cities for smaller towns in search of more space and affordable housing.
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14:23
PLSIKOVA BREAKS! Barty 4-1 Pliskova *
An incredible miss from Barty at the net shows the first signs of weakness from the top seed. That sets up 0-30 and a flicker of hope for Pliskova to save this set.
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14:53
Barty* 6-3 3-2 Pliskova
Pliskova’s luck is running out. Barty gets into great form by hitting a forehand winner before a HawkEye call does not fall in the Czech’s favour and Barty applies pressure with 30-30.
“We understand, at the start of this campaign, that for us to be able to be really competitive and achieve our goals we need to hang our hat on the defensive end, especially against an athletic team like the United States,” Mills told NBC.
But the US bank is under pressure to give entrants a pay rise, after rivals including Citigroup, JP Morgan and Barclays raised comparable fixed salaries for their American recruits to $100,000 a year, or £71,941, before adding on bonuses.
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Despite being considered lower-risk than other cities, premiums in Waterloo rose a “modest” 9.8% last year, and a “significant” increase is expected this year, said Brian McEnhill, risk manager for the insurance pool.
She said she hoped to include provisions to implement the so-called “Pillar 2″ minimum tax into a budget “reconciliation” bill this year that Congress could approve with a simple majority, potentially without Republican support.