At the time, it was revealed that Harry, 36, had a private heart-to-heart with the Queen following a family meeting at Sandringham, and it is understood that Her Majesty made the decision to allow her grandson and his wife to quit their royal roles after this talk.
While cities elsewhere, including in the United States, have also faced higher costs, there has been an outsized impact on Canadian municipalities due to a small pool of insurers, smaller populations and the legal requirement for municipalities to have joint and several liability (J&S) coverage, according to DBRS Morningstar.
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Lloyds syndicates including MS Amlin and the Ontario Municipal Insurance Exchange (OMEX), which enabled cities to group together to self-insure, are among those who have left the Canadian municipal market in the last few years.
Larger cities facing steep declines in transit fees had the biggest hit to revenues, but many smaller municipalities have faced big cost challenges, as many families, taking advantage of what appears to be a permanent shift to working from home, at least part-time, have fled large cities for smaller towns in search of more space and affordable housing.
Fears: At one point Dean tells Morton that she is being ‘hounded to death’ and that he is ‘helpless to stop it’, echoing Harry’s comments about his mother, Princess Diana, being ‘chased to death’ and his fears about ‘history repeating itself’ with Meghan
Discussions: One clip shows Harry, William, the Queen, and Kate having what appears to be a very tense discussion. It may be that this is intended to portray the Megxit summit that took place ahead of Harry and Meghan’s exit from the Royal Family
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Despite being considered lower-risk than other cities, premiums in Waterloo rose a “modest” 9.8% last year, and a “significant” increase is expected this year, said Brian McEnhill, risk manager for the insurance pool.
If higher property taxes – the most reliable source of revenue at a time when other income, such as transit fees, has been decimated due to lockdowns – become unaffordable for residents, “the other alternative is cutting expenses and reducing services,” he said.
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Also on the flight was Virgin’s chief astronaut instructor Beth Moses, the only person to have previously ridden in SpaceShipTwo’s passenger cabin, in 2019. The company’s lead operations engineer Colin Bennett was on board along with Sirisha Bandla, vice president for government affairs. Bandla tended a research experiment from the University of Florida involving plant biology’s adaptation to microgravity.
Although J&S is not unique to municipal policies, the perception of governments as deep-pocketed has driven outsized payouts, said Pete Karageorgos, consumer and industry relations director at the Insurance Bureau of Canada.
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